|
|
Program
|
Interest Rate
|
Points
|
|
Conforming Loan Amount <$417,000
|
|
|
|
30-yr
Fixed
|
4.000% (-)
|
1 Point
|
|
|
4.250%
(-) |
0 Point
|
|
4.375% (-)
|
0 Point 0 Fee **
|
|
30-yr
Fixed
FHA
|
4.250%
|
0 Point
|
|
10-yr
Fixed
|
3.750%
|
0 Point 0 Fee **
|
|
15-yr Fixed
|
3.875%
|
0 Point 0 Fee **
|
|
7/1
ARM
|
3.375%
|
1 Point
|
|
5/1
ARM
|
3.000% (-)
|
1 Point
|
|
Conforming Jumbo <$729,750
( LTV < 75% )
|
|
|
|
30-yr
Fixed
|
4.375%
|
0.5 Point
|
|
15-yr Fixed
|
3.750 %
|
0.25 Point
|
|
5/1
ARM
|
3.250% (-)
|
0.75 Point
|
|
JUMBO <
$2M
|
|
|
|
5-yr Fixed
Primary Resident, Qualified
Income & Asset, Credit Score 740+, LTV 65% & Lower
|
N/A
|
1 Point
|
|
Assumptions:
* All rates are based on SFR, Primary Resident, Qualified
Income & Asset, Credit Score 740+, LTV 80% & Lower
(Conforming Jumbo LTV 75% & lower)
**
Loan Amount > $350k (Add-ons
apply for Cash-out transaction).
* Last
Updated: 08/24/2010.
* Rates
are subject to change without notice.
|
|
